1. Members will receive $0.01 cash for every dollar spent (up to $30 monthly) on qualified purchases made with their MoneyLion Debit Mastercard® or MoneyLion Spend Virtual Card. Any Cash Back Rewards earned the previous day will be automatically deposited into your MoneyLion Spend Account. MoneyLion reserves the right to review transactions for eligibility and discontinue this incentive at any time without notice. Fraudulent or other suspicious activity will void any rewards earned and may also result in account suspension or cancellation. Certain exclusions and limitations apply. Rewards are subject to terms and conditions. This optional offer is not a Pathward product or service. MoneyLion is a financial technology company, not a bank. MoneyLion Spend demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member FDIC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when received into your account. FDIC insurance protects against the failure of an FDIC-insured institution. Pathward, National Association is an FDIC-insured depository institution.
2. Annual Percentage Yield (APY) is accurate as of 05/01/2026 and is variable. APY may change after account opening. No minimum deposit is required to open the account, and no minimum balance is required to earn APY. Interest compounds daily and is credited monthly. Fees may reduce earnings. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution. MoneyLion is a financial technology company, not a bank. MoneyLion Save account is provided by Pathward®, National Association, Member, FDIC. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
3. Optional insurance benefits are issued through Gen Digital Inc. by third-party providers. See norton.com/legal for policy information. Up to $1 million coverage for Lawyers and Experts included with all plans. Reimbursement and expense compensation up to $25,000 each. Insurance benefits are issued by third parties. See norton.com/legal for policy information. This optional offer is not a Pathward product or service.
MoneyLion One Membership provides access to eligible offers and services. The membership fee is $9.99 per month, billed monthly, or $0 per month if you receive at least $500 in eligible direct deposits into your MoneyLion Spend Account during the previous 30 days. The monthly Account Fee will be reimbursed if the MoneyLion One membership is in good standing and active at the time the fee is charged. Eligible direct deposits are defined in the Membership Agreement.
To continue receiving the $0 monthly membership fee and associated membership benefits, you must maintain at least $500 in eligible direct deposits during each rolling 30-day period. If this requirement is not met, you may lose eligibility for certain MoneyLion One benefits, including applicable membership pricing and features, as described in the Membership Agreement, beginning with the next billing cycle. It may take up to one pay cycle for changes in your deposits to be reflected in your monthly billing price. Membership automatically renews until cancelled. Cancel anytime in the app. See the
Membership Agreement for complete terms and conditions. Some services may not be available in all states.
MoneyLion and Pathward do not provide, own, control or guarantee third-party products or services accessible through its Marketplace (collectively, "Third-Party Products"). The Third-Party Products are owned, controlled or made available by third parties (the "Third-Party Providers"). Should you choose to purchase any Third-Party Products, the Third-Party Providers' terms and privacy policies apply to your purchase, so you must agree to and understand those before they will display on the MoneyLion website, app, or platform of any of a Third-Party Product or Third-Party Provider does not-in any way-imply, suggest, or constitute a recommendation by MoneyLion of that Third-Party Product or Third-Party Financial Provider. MoneyLion may receive compensation from third parties for referring you to the third party, their products or to their website.
Instacash® is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors, as determined by MoneyLion. Expedited delivery requires Turbo Fee. See
Instacash Terms and Conditions for more information and eligibility requirements.
