Jan 28, 2026

How Does a Personal Loan Affect Your Credit Score?

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Written by

Brendan Irving

Brendan Irving has been writing about personal finance for the last 8 years. He loves helping people and giving them the tools, know-how, and confidence to make their dreams come true. When he is not writing about finance, you can find him dressing up as his favorite sci-fi characters at comic conventions.Test

Edited by

Gabrielle Olya

Gabrielle brings with her over a decade of experience in financial journalism. Prior to writing for GOBankingRates and MoneyLion, she was a staff writer-reporter for People Magazine and People.com. Her work has also appeared on E! Online, Us Weekly, Patch, Sweety High and Discover Los Angeles, and she has been featured on “Good Morning America” as a celebrity news expert.